
Privacy and security
Frauds to watch out for in 2026
Discover top fraud trends and learn how to protect yourself.
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Amanda Lee
Senior Program Manager, Tech for Good & TELUS Wise®

Online dating has become the norm for millions of people seeking connection. Whether you're swiping through apps or browsing dating websites, the digital world offers unprecedented opportunities to connect with potential partners. However, alongside genuine connections, online dating platforms have also become hunting grounds for scammers looking to exploit lonely hearts and empty wallets.
Understanding the risks and knowing how to protect yourself can help you navigate the online dating world safely while keeping your personal information, finances, and emotions secure.
Romance scams: the most prevalent threat in online dating is the romance scam. Scammers create fake profiles with stolen photos and fabricated stories, then invest weeks or months building an emotional connection with their targets. Once trust is established, they fabricate emergencies (medical bills, travel expenses, business problems) and request money. These scammers are patient, manipulative, and surprisingly convincing.
Catfishing: this involves someone creating a completely false identity to deceive others. While not always financially motivated, catfishing can lead to emotional manipulation, identity theft, or serve as a gateway to other scams. Catfishers often refuse video calls, cancel in-person meetings at the last minute, and have elaborate excuses for why they can't meet face-to-face.
Phishing and malware: some scammers use dating platforms to distribute malicious links. They might ask you to click a link to view photos, visit another website, or download an app. These links can install malware on your device, steal your personal information, or redirect you to fake login pages designed to harvest your credentials.
Learning to spot warning signs can save you from becoming a victim:
Protect your personal information: never share sensitive details like your home address, workplace, financial information, or daily routines with someone you've only met online. Scammers can use this information for identity theft, stalking, or targeted fraud. Use the dating platform's messaging system until you've established trust.
Verify their identity: conduct a reverse image search on their profile photos using Google Images. If the photos appear on multiple profiles or belong to a model or public figure, you've likely found a scammer. Ask for video calls early in your conversations. Genuine people won't hesitate to prove they're real.
Never send money: no matter how compelling the story, never send money, gift cards, or financial assistance to someone you haven't met in person. Legitimate romantic interests won't ask for financial help, especially early in a relationship. Once money is sent, it's nearly impossible to recover.
Meet safely: when you're ready to meet in person, choose a public location for your first several dates. Tell a friend or family member where you're going, who you're meeting, and when you expect to return. Consider sharing your live location with a trusted contact. Arrange your own transportation so you're not dependent on your date.
Trust your instincts: if something feels off, it probably is. Don't let loneliness, excitement, or the fear of seeming rude override your gut feelings. Scammers are skilled at manipulation and creating urgency. Take your time, ask questions, and don't be pressured into decisions.
Report suspicious activity: if you encounter a scammer, report them to the dating platform immediately. Also report the incident to the Canadian Anti-Fraud Centre at 1-888-495-8501 or through their website. Your report could prevent others from becoming victims.
Online dating can be a wonderful way to meet someone special, but it requires vigilance and common sense. The vast majority of people on dating platforms are genuine, but scammers are persistent and increasingly sophisticated. By protecting your personal information, verifying identities, never sending money, and trusting your instincts, you can enjoy the benefits of online dating while minimizing your risks.
Remember, real love is patient and doesn't come with a price tag. Anyone who truly cares about you will respect your boundaries, understand your caution, and never pressure you for money or personal information. Stay safe, stay smart, and happy dating!

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